In our advisory role, we never take custody of client assets. We utilize Schwab Institutional, a division of Charles Schwab & Co., Inc., as the custodian of client accounts and as our primary broker. Our relationship with Schwab is an arm’s length transaction with no exchange of funds between Schwab and Emerald Advisors, LLC. When your account is established with Schwab, you provide Emerald Advisors, LLC with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.